Office Policies & Insurance

Office Policies and Insurance

In an effort to better inform our patients of their financial obligations, we have implemented the following policies. Please read all of the information below. Your cooperation in following these policies allows us to better serve you.

Accepted Insurance Plans

Hunterdon Otolaryngology and Allergy Associates accepts most major insurance plans (click here for list). This makes it convenient for patients and referring physicians. Accepting most plans allows you to keep the same doctor even if your health insurance changes.

Some insurance plans require the patient to obtain a written or electronic referral from your primary physician prior to a consultation. It is the patient’s responsibility to make sure the appropriate arrangement have been made. Please discuss with your health plan and your primary care physician prior to your visit.

If you have a health insurance plan that Hunterdon Otolaryngology and Allergy Associates participates with, you are responsible for co-pays, deductibles, co-insurance, and non-covered services. We will attempt to notify you of special services you may require that are not covered by your insurance company but ultimately it is the responsibility of the member to know their insurance benefits. We will be happy to provide you with any information you need to verify coverage.

If you have an insurance plan that Hunterdon Otolaryngology and Allergy Associates does not have a contractual agreement with, you will be responsible for any and all fees at the time of service. We will be happy to supply you with a complete receipt for you to submit to your insurance company for reimbursement.

Medicare Patients

We submit and accept assignment on all Medicare claims. As a courtesy, we will file with your secondary insurance.

No Insurance

If you do not have health insurance, payment for services is expected at the time of your office visits. Please contact our Administrator directly at 908 788-9131 ext. 209 for an estimation of costs


It is the responsibility of the insurance member to obtain any referrals required by your insurance company and to update them as needed. If you do not have a current referral you might be required to reschedule your appointment.


Co-pays are requested at sign-in. Hunterdon Otolaryngology and Allergy Associates accepts Visa, MasterCard, check and cash.

Monthly Statements

Any outstanding balance is due upon receipt of a statement. If you have any questions regarding your statement, please contact us in person or by phone at (908) 788-9131 ext. 208.